Last updated: September 3, 2026 | Last verified: September 3, 2026
Our Top Prediction Market Apps
I’ve had active accounts on three prediction market platforms since January 2026 and have been monitoring most of the lot that’s now live in the U.S. Some I check daily, while others I’ve opened, tested a bit, and largely moved on from. The prediction market landscape has changed drastically since I first signed up for Kalshi in late 2024, and the field of options continues to grow. (Eventually, it will consolidate.)
If you want one answer: Kalshi is the best all-around prediction market for most U.S. users right now. It has the widest market selection, the most liquidity on sports, and is available in most states. But “best” depends on what you’re looking for. Polymarket has a faster app and lower fees, with its U.S. iOS app live for eligible users. Android is still coming soon and is not broadly available. DraftKings Predictions will feel instantly familiar if you already bet on sports, especially on DraftKings. And newer entrants like Fanatics Markets and Novig Prediction are carving out niches as well. Novig now operates as a CFTC-regulated sports prediction market through Ludlow Exchange, LLC.
This page breaks down most major prediction market platforms available in the U.S. as of August 2026, with specific comparisons on fees, markets, accessibility, and other considerations.
📊 Platform comparison
Kalshi dominates on market breadth and accessibility. Polymarket wins on fees and speed, with its U.S. iOS app live for eligible users while Android remains coming soon. The newer entrants (DraftKings, Fanatics, FanDuel) trade market depth for brand familiarity and easier onboarding for sports bettors. Here’s how the major platforms stack up:
| Platform | 💰 Welcome Bonus | 📊 Fee Model | 🌎 U.S. Availability | 🏈 Sports Markets | 💳 Deposit Methods | 🔞 Min. Age |
|---|---|---|---|---|---|---|
| Kalshi | Trade $25 and get up to $500 (code INGAMEPRO) |
7% taker / 1.75% maker | 49 states (not NV) + DC | Win/loss, spreads, totals, parlays, futures | Debit, bank, wire, crypto, Apple/Google Pay | 18+ |
| Polymarket | Deposit $10 & get a $20 trading bonus (code INGAME) | 5% taker / 1.25% maker rebate | 49 states (not NV) + DC | Win/loss, spreads, totals, futures | Card, bank, USDC (U.S.); crypto wallet (intl.) | 18+ |
| Novig Prediction | Deposit $10, get $25 in Trade Credits | Pre-game straight trades and maker fills free; live taker/parlay fees apply | Eligible U.S. states; restricted in AZ, MI, NV | Moneylines, spreads, totals, props, futures, parlays | Aeropay, cards, Apple Pay, Google Pay, Trustly | 21+ |
| DraftKings Predictions | Trade $5, Get $50 Prediction Dollars | Varies by market | ~38 states | Sports + finance (expanding) | Standard DraftKings methods | 18+ |
| Crypto.com | Deposit match up to $50 | Varies by contract | 49 states (not NY) | Wide selection via Underdog partnership | Bank, debit, Apple/Google Pay | 18+ |
| Fanatics Markets | Bet $30, Get $300 FanCash | Varies by contract | 24 states + 4 territories | Sports, politics, economics, culture | Standard payment methods | 18+ |
| Robinhood | None currently | $0.01/trade | All 50 states, but no sports in MD, NJ, NV | Limited (football, baseball, basketball) | Bank transfers, debit | 18+ |
⭐ Kalshi
| 💰 Welcome Bonus | Trade $25 and get up to $500 |
| 🎟️ Promo Code | INGAMEPRO |
| 📊 Fee Structure | 7% taker coefficient / 1.75% maker coefficient |
| 🌎 U.S. Availability | 49 states + DC (active litigation in several; see state-by-state guide) |
| 🏈 Sports Markets | NFL, NBA, MLB, NHL, soccer, tennis, golf, MMA, boxing, plus niche sports |
| 💳 Deposit Methods | Debit card, bank transfer (ACH), wire, crypto, Apple Pay, Google Pay |
| 🔞 Min. Age | 18+ |
| 📞 Support | Email, Discord, social media |
Kalshi is the prediction market that (looking at the sports markets at least) most closely resembles a regulated sportsbook, and it’s the one I recommend right now to anyone getting started. It’s CFTC-regulated, available nationwide, and handles all deposits, withdrawals, and contract settlement in-house. No crypto wallet required. No waitlist. You can sign up, fund your account, and start trading within minutes.
I’ve been using Kalshi since early 2025, and the platform has improved dramatically. The sports market selection is now extensive: NFL, NBA, MLB, NHL, soccer, tennis, golf, MMA, and more. It added parlays (called Combos) in September 2025, and point spreads and totals are now easier to find than they were six months ago. Kalshi also pays 3-4% interest on uninvested cash, which none of the competitors match.
On the other hand, Kalshi’s 7% taker fee is on the higher end, and it adds up if you’re making frequent small trades. The interface, while improved, is a bit slower than Polymarket’s. For the full breakdown, see our Kalshi promo code and bonus page.
👍 What works
- Available in 49 states plus DC, no waitlist, instant signup
- The deepest sports market selection of any U.S. prediction market, including spreads, totals, and parlays
- Conventional deposit methods with no crypto wallet required
- 3-4% interest on uninvested balances
- Responsible trading tools (deposit limits, session timeouts)
👎 What doesn’t
- 7% taker fee is on the higher end. On a $50 trade at even odds, that’s $1.75 more than Polymarket’s 5% coefficient
- Finding spreads and totals still takes more clicks than it should
- Active state litigation creates uncertainty, even if the platform is currently operational almost everywhere
🔑 Bottom Line: Kalshi is the surest, most broadly accessible prediction market in the U.S. It isn’t the cheapest or the fastest, but it’s the one where you’ll find the most markets, the most liquidity, and the fewest barriers to getting started. If you only sign up for one platform, make it this one.
Polymarket
| 💰 Welcome Bonus | Deposit $10 & get a $20 trading bonus |
| 🎟️ Promo Code | INGAME |
| 📊 Fee Structure | 5% taker coefficient / 1.25% maker rebate |
| 🌎 U.S. Availability | Available in 49 states |
| 🏈 Sports Markets | NBA, MLB, NHL, soccer, tennis, plus politics and economics |
| 💳 Deposit Methods (U.S.) | Debit card, bank transfer (ACH), USDC |
| 🔞 Min. Age | 18+ |
| 📞 Support | In-app chat, Discord, social media |
Polymarket is the best prediction market product I’ve used, but there are some drawbacks. The U.S. platform launched in a limited, invite-only beta in December 2025 after Polymarket acquired QCEX (a CFTC-regulated exchange) and secured a no-action letter from the CFTC. Polymarket US is now live for eligible users through its iOS app. Android is still coming soon and is not broadly available yet. The current welcome offer is Deposit $10 and get a $20 trading bonus.
18+ Only. Restrictions and eligibility requirements apply. Not available in all jurisdictions. Trading involves high risk and may result in loss of your entire investment. See polymarket.us/tos for more information. The Polymarket US App serves as an independent software provider and affiliate of Polymarket US and Polymarket Clearing, the CFTC-regulated derivatives exchange and clearing organization.
Once you get in, what you’ll find is a fast, clean app with lower taker fees than Kalshi (5% taker vs. 7%), intuitive market navigation, and a growing selection of sports, politics, economics, and elections markets. The U.S. version supports conventional payment methods, including cards and bank transfers. You don’t need a crypto wallet. Deposits process in minutes; withdrawals usually clear within a few hours.
The caveats are real, for now. The market selection on the U.S. platform is still limited compared to Polymarket’s international version (which remains one of the most active prediction markets in the world). There’s no publicly confirmed dispute resolution process. The U.S. market catalog is still narrower than the international platform, and some features remain less developed than on longer-established competitors. For the full picture, see our Polymarket bonus and promo code page.
⚠️ Keep In Mind: The international version of Polymarket has far more markets than the U.S. version. If you’ve seen screenshots showing a massive market catalog, that’s likely the international platform. U.S. users can view those markets in “observer mode” but cannot trade on them.
👍 What works
- Fastest, cleanest interface of any prediction market I’ve tested
- Lower taker fees than Kalshi (5% vs. 7% taker coefficient)
- Conventional deposit methods on the U.S. platform, no crypto wallet needed
- Expanding market selection across sports, politics, and economics
- Backed by a $2 billion investment from ICE (NYSE’s parent company)
👎 What doesn’t
- Android access is still pending; the U.S. iOS app is live for eligible users.
- Market selection on the U.S. platform is narrower than Kalshi’s
- No transparent dispute resolution process has been published for the U.S. platform
- No responsible trading tools (deposit limits, session timeouts) that I could find
🔑 Bottom Line: Polymarket is worth considering if you prioritize lower fees and a fast iOS experience. The U.S. app is live for eligible users, while Android is still coming soon and is not broadly available. The main tradeoff is that its U.S. market selection remains narrower than Kalshi’s. Use the promo code INGAME and see for yourself.
DraftKings Predictions
| 💰 Welcome Bonus | Trade $5, Get $50 Prediction Dollars |
| 📊 Fee Structure | Fees vary by market and exchange partner (CME Group) |
| 🌎 U.S. Availability | ~38 states (availability varies by market type) |
| 🏈 Sports Markets | Sports and finance contracts (expanding) |
| 💳 Deposit Methods | Standard DraftKings payment methods |
| 🔞 Min. Age | 18+ |
DraftKings launched its prediction market app in December 2025, and it’s a natural fit for anyone who already uses … DraftKings Sportsbook. The app uses moneyline-style pricing rather than the probability-based contracts you’ll see on Kalshi and Polymarket, which makes it immediately readable for sports bettors. If you know what -110 means, you know how to use DraftKings Predictions.
The company acquired Railbird Technologies in late 2025 for its federal exchange license, and it has since announced a “super app” that will combine its sportsbook, prediction markets, and casino products into a single interface. DraftKings CEO Jason Robins has said the company sees a $10 billion annual gross revenue opportunity in prediction markets. The ambition is obvious.
The catch right now is depth. DraftKings Predictions’ market catalog is smaller compared to Kalshi. Sports and finance markets are live, with entertainment and culture categories expected later. In states that restrict sports contracts, you’re limited to a thin slate of non-sports markets. The app works smoothly and executes trades well, but it still feels like an early-stage product that’s building toward something bigger. I’d call it promising but incomplete.
👍 What works
- Familiar interface for existing DraftKings customers
- Moneyline-style pricing makes it intuitive for sports bettors
- The “super app” integration could be a major differentiator once it’s fully rolled out
- Strong brand trust and regulatory compliance
👎 What doesn’t
- Market selection is thin compared to Kalshi and Polymarket
- Operates through CME Group’s exchange, meaning you’re paying fees to both DraftKings and its exchange partner
- Non-sports markets are extremely limited in states that block sports contracts
- No limit orders or advanced execution tools
Crypto.com
| 💰 Welcome Bonus | Deposit match up to $50 (min. $10 deposit) |
| 📊 Fee Structure | Varies by contract |
| 🌎 U.S. Availability | 49 states (not available in New York) |
| 🏈 Sports Markets | Wide selection via Underdog/CDNA partnership |
| 💳 Deposit Methods | Bank transfer, debit card, Apple Pay, Google Pay |
| 🔞 Min. Age | 18+ |
Crypto.com entered prediction markets in late 2024 through a partnership with Underdog, and it now operates its own CFTC-registered exchange arm (Crypto.com Derivatives North America). The sports selection is fine for main markets, covering NFL, NBA, MLB, NHL, soccer, and more. If you already have a Crypto.com account for trading crypto, you can access prediction markets from the same app. But they are not yet stocked with props or combos (parlays).
That accessibility is also the biggest problem. Crypto.com does a lot of things: crypto trading, a Visa card, DeFi products, NFTs, and now prediction markets. Finding the prediction market section of the app requires navigating past all of that. The first time I tried to place a sports contract, it took me three minutes just to locate the right menu. Once you get there it works fine, but the discovery experience is poor compared to dedicated platforms like Kalshi, and liquidity/volume is definitely not at Kalshi’s level yet.
The fees are lower than Kalshi’s and competitive with the field, and the deposit match bonus up to $50 is decent. New York residents are excluded entirely. For everyone else, Crypto.com is a serviceable option, especially if you’re already in the Crypto.com ecosystem. But if prediction markets are your primary interest, you’ll have a better experience on a dedicated platform.
👍 What works
- Accessible if you already use Crypto.com for other services
- Low fees and a competitive deposit match bonus
- CFTC-regulated through its own exchange arm
👎 What doesn’t
- The prediction market interface is buried inside a busy app
- Sports markets still a bit sparse
- Not available in New York
- Prediction markets feel like a secondary feature, not a core focus
- Limited educational resources compared to Kalshi or Polymarket
Fanatics Markets
| 💰 Welcome Bonus | Bet $30, Get $300 FanCash |
| 📊 Fee Structure | Varies by contract, working on new market making structure |
| 🌎 U.S. Availability | 24 states + 4 U.S. territories |
| 🏈 Sports Markets | Sports, politics, economics, culture (combos/parlays added April 2026) |
| 💳 Deposit Methods | Standard payment methods |
| 🔞 Min. Age | 18+ |
Fanatics launched its prediction market app in December 2025, and it’s the most consumer-friendly of the newer entrants. The app is clean, mobile-first, and uses a simple yes-or-no contract format that doesn’t require any background in trading or finance. Fanatics added “combos” (similar to parlays) in April 2026, just in time for the NBA playoffs.
Fanatics Markets runs its contracts through Crypto.com’s exchange, with CFTC oversight through Paragon Global Markets, an introducing broker that Fanatics acquired in 2025. Reports from early 2026 indicate Fanatics is also pursuing its own Designated Contract Market (DCM) license, which would reduce/eliminate its dependence on Crypto.com infrastructure.
The limitation is availability. Only 24 states and four territories have access right now, which is far less than Kalshi or even DraftKings. Market selection is growing, and it recently added combos/parlays in April 2026.
👍 What works
- Simple, mobile-first interface with very little learning curve
- Combo (parlay) feature already live
- Responsible trading tools built in (deposit limits, session limits, self-exclusion)
- Trusted brand with a massive existing sports customer base
👎 What doesn’t
- Only available in 24 states, a fraction of Kalshi’s coverage
- Market-order execution only; no limit orders or position management tools
- Market depth and liquidity lag behind dedicated prediction platforms
- No confirmed welcome bonus at launch
Robinhood
| 💰 Welcome Bonus | None currently |
| 📊 Fee Structure | $0.01 per contract |
| 🌎 U.S. Availability | All 50 states |
| 🏈 Sports Markets | Not extensive but growing |
| 💳 Deposit Methods | Bank transfer, direct deposit, debit card |
| 🔞 Min. Age | 18+ |
Robinhood offers prediction markets through a partnership with Kalshi, and the main selling point is convenience. If you already have a Robinhood account for stocks or crypto, you can trade sports contracts from the same interface with no new account setup. The $0.01 per-contract fee is the lowest flat fee in the space.
This interface or product might look quite a bit different in the coming months. A joint venture between Robinhood Markets and Susquehanna International Group (SIG) was announced in January 2026. The companies jointly acquired a 90% controlling stake in the MIAX Derivatives Exchange (MIAXdx), a regulated Designated Contract Market (DCM) and derivatives clearing organization. In effect, they will be moving away from Kalshi and doing their own market making.
👍 What works
- No friction for existing Robinhood users
- Cheapest flat fee structure at $0.01 per contract
- Backed by Kalshi’s exchange infrastructure (for now, see above) and CFTC regulation
- Trusted, highly regulated financial platform
👎 What doesn’t
- The broader Robinhood interface can be overwhelming if you just want prediction markets
- No welcome bonus or promotional offers for prediction markets
Other platforms to watch
The prediction market space is expanding fast. Beyond the major platforms above, several others deserve mention.
Novig Prediction
Novig Prediction is a peer-to-peer sports prediction market that launched its federally regulated product in August 2026. It operates through Ludlow Exchange, LLC, a CFTC-designated contract market, and allows eligible users to trade sports event contracts rather than place conventional sportsbook wagers.
Users can trade markets including moneylines, spreads, totals, props, futures and parlays. Prices are determined by activity on the exchange, and Make Orders allow traders to set their own price and wait for another participant to accept it.
Novig’s fee structure depends on the trade type. Pre-game straight trades and filled maker orders are currently fee-free, while live taker trades and parlays carry variable fees.
New eligible users can currently deposit $10 and receive $25 in Trade Credits.
Novig is available to eligible users aged 21+ and is currently restricted in Arizona, Michigan and Nevada.
Restrictions & eligibility requirements apply. Not available in all states. 21+. Trading event contracts involves risk & is not appropriate for all. Consider if it’s appropriate based on your financial circumstances. See novig.com/terms for information.
FanDuel Predicts
FanDuel launched its prediction market app in December 2025 in five states (Alabama, Alaska, South Carolina, North Dakota, South Dakota) and has since expanded into all 50 states. It’s built on CME Group’s exchange, the same partner DraftKings uses, and offers markets on economics, sports, and culture. The market selection is thin right now. I’d call it an early-stage product that will matter more once FanDuel expands its state footprint and market catalog. It will definitely be investing.
Choosing the right platform
The “best” prediction market depends on what you’re optimizing for. Here’s how I’d break it down.
⚖️ Availability
Check that the platform actually works in your state before you get attached. Kalshi has the widest access (49 states), but some states restrict specific market types. Polymarket US is live for eligible users on iOS, while Android is still coming soon and is not broadly available. Fanatics Markets only covers 24 states. DraftKings Predictions varies by market category. Always verify directly on the platform’s website.
💰 Fees
Fees vary significantly and and depend not only on the platform, but also on the type of order you place. Polymarket uses a relatively low probability-weighted taker fee, Kalshi charges a higher coefficient, Robinhood uses a flat per-contract fee, and Novig Prediction currently charges no trading fee on pre-game straight trades or filled maker orders. Live Novig taker trades and parlays carry variable fees. For sports traders, Novig can be particularly inexpensive when placing pre-game straight trades or Make Orders, although live taker orders and parlays are not fee-free.
💧 Liquidity
Liquidity determines whether your trades fill at the price you want. Kalshi leads in U.S. sports liquidity by a wide margin, commanding roughly 89% of U.S. prediction market volume as of August 2026. Polymarket has strong liquidity on popular markets. The newer platforms (DraftKings, Fanatics, FanDuel) are still building depth.
🎁 Bonuses
Welcome offers in prediction markets aren’t as rich as what you’ll see at sportsbooks or online casinos, but they exist. Kalshi’s current offer is Trade $25 and get up to $500 with code INGAMEPRO. Polymarket offers Deposit $10 & get a $20 trading bonus with code INGAME. Crypto.com has a deposit match up to $50. DraftKings has offered a trade match. Robinhood doesn’t currently offer anything for prediction markets. Novig Prediction currently offers eligible new users $25 in Trade Credits after a qualifying $10 deposit. Always read the the terms before claiming.
💡 Pro Tip: Fees matter more than bonuses. A welcome bonus is nice, but if Platform A charges more per trade than Platform B, you can burn through that bonus advantage quickly. Prioritize the fee structure that fits your trading frequency and size.
🎯 Sign up for multiple platforms
This might be the single best piece of advice on this page: Open accounts on at least two or three platforms, shop for pricing, and give yourself multiple outs.
No two prediction markets offer the same experience. Kalshi has strong market depth, Polymarket offers a fast interface and lower taker fees, while Novig Prediction is particularly sports-focused and offers fee-free pre-game straight trades and maker fills. Having multiple accounts lets you compare pricing across platforms, shop for the best contract values, and hedge positions if one platform offers a market at a meaningfully different price.
It also lets you compare welcome offers. Kalshi now has the bigger headline promo with “Trade $25 and get up to $500,” while Polymarket’s offer is simpler: deposit $10 and get a $20 trading bonus, Novig’s current offer is deposit $10 and get $25 in Trade Credits. Just remember that each promo has its own terms, eligibility rules, and trading risk.
Keep your ID verification documents handy (you’ll need them everywhere, no avoiding), and use the same payment methods across platforms to simplify deposit and withdrawal tracking.
⚖️ The legal landscape
Prediction markets operate under federal CFTC regulation as event contract exchanges, not as state-licensed sportsbooks. That distinction is why platforms like Kalshi can offer sports contracts in states where traditional sports betting is illegal. But state regulators are pushing back.
Novig Prediction also operates under federal CFTC oversight through Ludlow Exchange, LLC, which holds Designated Contract Market status. Novig currently restricts trading in Arizona, Michigan and Nevada and requires users to be 21 or older.
As of August 2026, the legal picture is messy. Multiple states have filed lawsuits or issued cease-and-desist orders against Kalshi, arguing that sports event contracts are functionally the same as sports bets and should be regulated under state gambling laws. A federal appeals court sided with Kalshi over New Jersey in early April, but judges hearing Nevada’s case signaled they might rule differently. The whole thing could end up at the Supreme Court.
For users, the practical takeaway is this: Prediction markets are legal and operational right now, but the legal foundations are actively being contested, and state-by-state availability could shift. I’d recommend checking each platform’s current terms before signing up, staying aware that the landscape may look different in six months. For the most detailed breakdown, see our Kalshi state-by-state legality guide and our coverage of the state vs. CFTC regulatory battle.
⚠️ Watch Out: “Available in all 50 states” doesn’t mean unrestricted in all 50 states. Kalshi is technically accessible nationwide, but specific market types (particularly sports contracts) may be restricted in states with active litigation, such as Nevada. Always check the platform directly for your state’s specific market availability.
🛡️ Responsible trading
Prediction markets carry real financial risk. Contracts can lose their full value, and unlike a savings account, there’s no guarantee you’ll get your money back. Treat prediction markets the way you’d treat any speculative investment: Don’t trade more than you can afford to lose.
Some platforms are better than others in providing responsible trading tools. Kalshi offers deposit limits, session timeouts, and self-exclusion. Fanatics Markets includes similar controls. Polymarket’s responsible trading features are limited, with no deposit caps or session limits that I could identify on the U.S. platform. If self-control tools matter to you (and they should), factor that into your platform choice.
🛡️ Responsible Gambling Resources: If you or someone you know is struggling with gambling-related issues, help is available. Call or text the National Problem Gambling Helpline at 1-800-522-4700 (available 24/7). You can also visit the National Council on Problem Gambling for additional resources, or text “GAMB” to 833-397-0060 for crisis support.
Frequently asked questions
What is the best prediction market site in 2026?
Kalshi, for most people. It has the widest market selection, broadest U.S. availability (49 states), and the most liquidity on sports contracts. Polymarket is a better product on speed and fees, but it has a more limited selection of markets in the U.S.
Are prediction markets legal in the United States?
Yes. CFTC-regulated prediction market exchanges are legal to operate federally. However, several states are challenging whether sports event contracts should be subject to state gambling laws. The legal situation is evolving. All major platforms listed on this page are currently operational.
How are prediction markets different from sportsbooks?
Sportsbooks set odds and take a cut (the vig). Prediction markets function as peer-to-peer exchanges where users trade contracts at prices set by market demand. Contract prices range from $0.01 to $0.99 and pay out $1.00 if the predicted outcome occurs. You’re trading with other users, not betting against the house.
Do I need a crypto wallet to use prediction markets?
No. Every major U.S. prediction market platform, including Kalshi, Polymarket U.S., Novig Prediction, DraftKings, Crypto.com, Fanatics and Robinhood, supports conventional funding methods, so a crypto wallet is not required. Polymarket’s international platform is crypto-only, but the U.S. version is not.
Can I use multiple prediction market platforms at the same time?
Yes. Different platforms offer different markets, fees, and bonus opportunities. Having accounts on two or three platforms lets you shop for the best pricing and take advantage of multiple welcome offers.
